our services
  • Debt management & settlement companies

    A complete summary of current obligations within DSI’s database will be generated for each new DMP/DSA consumer record provided, revealing the amount of each indebtedness component and to whom individual amounts are owed.

  • Debt buyers, agencies & law firms

    For debt buyers, DSI represents the more precise means to model portfolio purchases. For collection entities, DSI facilitates the internal segmenting of newly assigned portfolios and electronically identifies immediate settlement opportunities.

  • Credit Grantors

    Although potential applications are virtually unlimited, the DSI database will prove especially helpful in assessing portfolio values, determining contingency rates, segmenting accounts, assigning placement life cycles and maximizing recoveries.

Segment strategies

Focus your resources.

DSI’s database can be an invaluable tool in both segmenting portfolios and developing the most effective strategies for each defined segment. For example, a given portfolio can be compared against the daily consumer information provided by more than 1,000 debt management and settlement companies to reveal:

  • Active accounts with current payments
  • Active accounts; no payments within the past 30 days
  • Inactive accounts; no payments within the past 60+ days
  • Inactive accounts with past DMP or DSA activity

This level of precision ensures the most effective allocation of resources by knowledgably tailoring work strategies to the unique characteristics of each consumer segment. Specific strategies would likely include:

  • Account/collector ratios
  • Skip tracing parameters
  • Letter campaigns
  • Work standards
  • Consumer contact requirements
  • Estimated life cycles
  • Liquidation percentage
  • Commission structure
  • Unit yields
  • Targeted net back

DSI provides the laser-like capability to identify portfolio opportunities and structure your resources in the most efficient and cost effective manner possible.